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★ E-commerce funding · 889 businesses funded

E-Commerce Funding
No broker fees

E-commerce working capital from $10K–$5M.Inventory, ads, suppliers, 3PL, fulfillment, marketplace growth.

Min. Required: $50K+ monthly revenue1+ year in business

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Soft credit pull only No obligation
Bank-level 256-bit SSL encryption — your data stays private
$20K$500K+
Find best $150K funding
BBB A+ Accredited 4.9/5 on Trustpilot 256-bit SSL secured $300M+ funded 889 businesses funded
Simple · Fast · Transparent

Funded in 3 steps

Most e-commerce operators go from application to cash in their account in under 48 hours.

01

Fill our simple application form

Answer a few quick questions. Soft credit check only — it will never affect your score.

02

Get your offer

Upload 4 months of bank statements and a funding specialist sends real numbers — no obligation.

03

Get funded

Accept the terms you like and the capital hits your account in as little as 24hr.

Silverback Capital

“Built to back your business”

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After you apply

E-commerce funding that moves at sales speed.

Clear next steps for inventory buys, supplier deposits, paid media, fulfillment costs, logistics, and marketplace scaling.

01

Application received

Tell us about your store, revenue, requested amount, and use of funds.

02

Statements reviewed

Four months of business bank statements help us verify seller revenue and cash flow.

03

Offers prepared

We compare options for inventory, ads, supplier deposits, 3PL, or growth capital.

04

Fund or decline

No broker fees and no pressure. Move forward only if the offer fits your margins.

Document checklist

Know what’s needed before you start.

Most e-commerce applications can be reviewed with a short business profile, owner details, intended use of funds, and four months of recent business bank statements.

  • Business legal name + DBA
  • Owner contact details
  • Requested amount + e-commerce use of funds
  • 4 months business bank statements
  • Soft-pull authorization
Built for trust

E-commerce capital without broker-fee games.

No broker fees

Silverback does not charge a fee just to apply or review options.

Soft credit pull

Checking eligibility does not affect credit. Final offers may require additional underwriting.

Partner network

Funding products are offered through a network of partner funders and lenders.

Human review

Every serious application is reviewed by a funding specialist, not just a form bot.

Funding Options

Funding options for online sellers

E-Commerce Working Capital

$10K–$500K
Inventory, ads, suppliers, fulfillment
  • Use for any business need
  • Flexible daily/weekly payments
  • Early payoff discounts
Most popular

Seller Line of Credit

Up to $500K
Draw for campaigns, stock, or cash-flow gaps
  • Pay interest only on what you use
  • Revolving — reuse as you repay
  • Funds ready when you are

Growth & Term Loans

Up to $5M
Scale inventory, logistics, and operations
  • Terms up to 10 years
  • Fixed monthly payments
  • Great for expansion

Related trades: Retail · Manufacturing & wholesale · Restaurants · all industries

Guides: Inventory funding · Funding for online stores · Cash flow guide · Wholesale orders

★ 4.9 from 600+ reviews

E-commerce owners who got it done

“We needed supplier deposits before the next launch. Silverback moved faster than the bank.”

MR
Ari M.Online retailer · CA
$110KFunded

“Funded ad spend and inventory at the same time without draining cash.”

DL
Dana L.DTC brand · FL
$160KFunded

“The capital helped us cover 3PL costs and scale into a stronger quarter.”

JP
James P.Marketplace seller · OH
$240KFunded
Answers, not fine print

Frequently asked

Yes. Recent business bank statements and revenue activity are usually enough to begin reviewing funding options.

Inventory, supplier deposits, ad spend, 3PL, fulfillment, logistics, marketplace fees, or growth capital.

Generally: 1+ year in business, $50K+ in monthly revenue, and a business bank account. We work with all credit profiles — even past challenges.

4 months of statements let us verify revenue and get you the best possible offer fast — no tax returns or collateral required. Uploads are encrypted with bank-level 256-bit security.

None. Applying and getting your offer is completely free with no obligation. You only pay anything if you accept funding and the capital is deployed.

E-commerce capital is one form away.

Check options for inventory, ads, suppliers, fulfillment, or marketplace growth without touching your credit.

Start Full Funding Application