Funding from $10K–$5M.Slow weeks, payables gaps, seasonal stock, opportunities.
Min. Required: $50K+ monthly revenue • 1+ year in business
REQUEST A CALLBACKMost owners go from application to cash in their account in under 48 hours.
Answer a few quick questions. Soft credit check only — it will never affect your score.
Upload 4 months of bank statements and a funding specialist sends real numbers — no obligation.
Accept the terms you like and the capital hits your account in as little as 24hr.
“Built to back your business”
Built for owners whose shortfall is rhythmic rather than one-off — the same gap that opens every quarter, not a single cost with an end date.
Tell us about your store, revenue, requested amount, and use of funds.
Four months of business bank statements let us verify revenue and size the offer quickly.
We compare available options for inventory, payroll, rent, or expansion needs.
No broker fees and no pressure. Move forward only if the terms make sense.
Most applications can be reviewed with a short business profile, owner details, intended use of funds, and four months of recent business bank statements.
Silverback does not charge a fee just to apply or review options.
Checking eligibility does not affect credit. Final offers may require additional underwriting.
Funding products are offered through a network of partner funders and lenders.
Every serious application is reviewed by a funding specialist, not just a form bot.
“I needed inventory cash before the holidays. Applied Tuesday, funded Wednesday. The team actually picked up the phone.”
“Used the funds for vendor deposits and a store refresh. No broker fees, no runaround.”
“The extra stock let us catch the seasonal rush instead of sitting it out.”
An advance is one lump sum with a fixed repayment schedule set on day one. A line is a limit you draw against as needed — nothing is owed until you draw, the limit replenishes as you repay, and cost accrues only on the drawn balance. Advances suit a single identifiable cost; lines suit a gap that recurs. No broker fees, no cost to apply, and checking your rate is a soft pull only.
Anything operational — payroll in a slow week, stock ahead of a season, covering a payables cycle that runs ahead of receivables, or moving on an opportunity that will not wait. Because you draw only what you need, it suits costs you cannot size in advance.
Generally: 1+ year in business, $50K+ in monthly revenue, and a business bank account. We work with all credit profiles — even past challenges.
4 months of statements let us verify revenue and get you the best possible offer fast — no tax returns or collateral required. Uploads are encrypted with bank-level 256-bit security.
None. Applying and getting your offer is completely free with no obligation. You only pay anything if you accept funding and the capital is deployed.
Check your options in 60 seconds. Soft pull only — it will not touch your credit.
Start Full Funding Application