Revenue-based funding from $5K–$500K.Repaid from your sales. No collateral, no hard credit pull.
Min. Required: $50K+ monthly revenue • 1+ year in business
REQUEST A CALLBACKMost merchants go from application to cash in their account in under 48 hours.
Answer a few quick questions. Soft credit check only — it will never affect your score.
Upload 4 months of bank statements and a funding specialist sends real numbers — no obligation.
Accept the terms you like and the capital hits your account in as little as 24hr.
“Built to back your business”
Built for owners who want the factor rate, the payment and the term stated plainly before they commit to anything.
Tell us your monthly deposits, the amount you need, and what it is for.
Four months of business bank statements let us verify your deposits and size the advance.
We compare advances across the funding panel and come back with the strongest terms available.
No broker fees and no pressure. Move forward only if the factor rate and the payment make sense.
Most advance applications can be reviewed with a short business profile, owner details, e-signature authorization, and four months of recent business bank statements.
Silverback does not charge a fee just to apply or review options.
Checking eligibility does not affect credit. Final offers may require additional underwriting.
Funding products are offered through a network of partner funders and lenders.
Every serious application is reviewed by a funding specialist, not just a form bot.
“I needed inventory cash before the holidays. Applied Tuesday, funded Wednesday. The team actually picked up the phone.”
“Two banks said no. Silverback found me a line of credit in a day. No hidden fees, exactly the terms they quoted.”
“Used the capital to take on a contract triple our normal size. Best decision we made all year. Already came back for round two.”
No. Checking your rate uses a soft credit pull only and has zero impact on your score. A hard pull only happens if you accept a final offer and choose to move forward.
A merchant cash advance is priced with a factor rate, not an APR. A 1.30 factor on $50,000 means $65,000 is repaid in total. We state the factor, the payment and the term before you commit.
Generally: 1+ year in business, $50K+ in monthly revenue, and a business bank account. We work with all credit profiles — even past challenges.
4 months of statements let us verify revenue and get you the best possible offer fast — no tax returns or collateral required. Uploads are encrypted with bank-level 256-bit security.
None. Applying and getting your offer is completely free with no obligation. You only pay anything if you accept funding and the capital is deployed.
See what your daily deposits can support. 60 seconds, and it won't touch your credit.
Start Full Funding Application