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★ Restaurant funding · 889 businesses funded

Restaurant Funding
No broker fees

Restaurant working capital from $10K–$5M.Payroll, vendors, equipment, renovations, seasonal dips.

Min. Required: $50K+ monthly revenue1+ year in business

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Soft credit pull only No obligation
Bank-level 256-bit SSL encryption — your data stays private
$20K$500K+
Find best $150K funding
BBB A+ Accredited 4.9/5 on Trustpilot 256-bit SSL secured $300M+ funded 889 businesses funded
Simple · Fast · Transparent

Funded in 3 steps

Most restaurant operators go from application to cash in their account in under 48 hours.

01

Fill our simple application form

Answer a few quick questions. Soft credit check only — it will never affect your score.

02

Get your offer

Upload 4 months of bank statements and a funding specialist sends real numbers — no obligation.

03

Get funded

Accept the terms you like and the capital hits your account in as little as 24hr.

Silverback Capital

“Built to back your business”

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After you apply

Restaurant funding built for tight-margin operators.

Clear next steps for payroll, food and beverage vendors, equipment repairs, patio upgrades, remodels, or expansion.

01

Application received

Tell us about your restaurant, revenue, requested amount, and use of funds.

02

Statements reviewed

Four months of business bank statements help verify deposits and cash flow quickly.

03

Offers prepared

We compare available options for payroll, vendors, equipment, renovation, or expansion.

04

Fund or decline

No broker fees and no pressure. Move forward only if the offer works for your restaurant.

Document checklist

Know what’s needed before you start.

Most restaurant applications can be reviewed with a short business profile, owner details, intended use of funds, and four months of recent business bank statements.

  • Restaurant legal name + DBA
  • Owner contact details
  • Requested amount + use of funds
  • 4 months business bank statements
  • Soft-pull authorization
Built for trust

Restaurant funding without broker-fee games.

No broker fees

Silverback does not charge a fee just to apply or review options.

Soft credit pull

Checking eligibility does not affect credit. Final offers may require additional underwriting.

Partner network

Funding products are offered through a network of partner funders and lenders.

Human review

Every serious application is reviewed by a funding specialist, not just a form bot.

Funding Options

Funding options for restaurants

Restaurant Working Capital

$10K–$500K
Payroll, vendors, rent, repairs
  • Use for any business need
  • Flexible daily/weekly payments
  • Early payoff discounts
Most popular

Restaurant Line of Credit

Up to $500K
Draw for food costs, slow weeks, or events
  • Pay interest only on what you use
  • Revolving — reuse as you repay
  • Funds ready when you are

Equipment & Expansion Loans

Up to $5M
Kitchen equipment, buildouts, new locations
  • Terms up to 10 years
  • Fixed monthly payments
  • Great for expansion

Related trades: Retail · Liquor & convenience · Salons & spas · all industries

★ 4.9 from 600+ reviews

Restaurant owners who got it done

“Payroll and vendor bills hit at the same time. Silverback got us an offer fast and explained every number.”

MR
Manny R.Restaurant owner · TX
$95KFunded

“We used the funds for equipment repair and patio upgrades before the busy season.”

DL
Lena D.Cafe operator · FL
$140KFunded

“Banks moved too slow. Silverback helped us bridge a renovation without broker fees.”

JP
Chris P.Hospitality group · OH
$275KFunded
Answers, not fine print

Frequently asked

Yes. Restaurant revenue is commonly reviewed through recent business bank statements and deposit activity.

Payroll, food and beverage vendors, equipment, repairs, rent, patio upgrades, renovations, or expansion.

Generally: 1+ year in business, $50K+ in monthly revenue, and a business bank account. We work with all credit profiles — even past challenges.

4 months of statements let us verify revenue and get you the best possible offer fast — no tax returns or collateral required. Uploads are encrypted with bank-level 256-bit security.

None. Applying and getting your offer is completely free with no obligation. You only pay anything if you accept funding and the capital is deployed.

Restaurant capital is one form away.

Check options for payroll, vendors, equipment, renovations, or growth without touching your credit.

Start Full Funding Application