Retail working capital from $10K–$5M.Inventory, payroll, rent, store upgrades, seasonal stock.
Min. Required: $50K+ monthly revenue • 1+ year in business
REQUEST A CALLBACKMost retail owners go from application to cash in their account in under 48 hours.
Answer a few quick questions. Soft credit check only — it will never affect your score.
Upload 4 months of bank statements and a funding specialist sends real numbers — no obligation.
Accept the terms you like and the capital hits your account in as little as 24hr.
“Built to back your business”
Built for store owners who need clear next steps for inventory, payroll, vendor bills, marketing, and seasonal cash-flow gaps.
Tell us about your store, revenue, requested amount, and use of funds.
Four months of business bank statements help us verify retail revenue quickly.
We compare available options for inventory, payroll, rent, or expansion needs.
No broker fees and no pressure. Move forward only if the terms make sense.
Most retail applications can be reviewed with a short business profile, owner details, intended use of funds, and four months of recent business bank statements.
Silverback does not charge a fee just to apply or review options.
Checking eligibility does not affect credit. Final offers may require additional underwriting.
Funding products are offered through a network of partner funders and lenders.
Every serious application is reviewed by a funding specialist, not just a form bot.
Related trades: Liquor & convenience · E-commerce · Restaurants · all industries
Guides: Inventory financing · Opening a second store · Seasonal cash flow · Remodel financing
“I needed inventory cash before the holidays. Applied Tuesday, funded Wednesday. The team actually picked up the phone.”
“Used the funds for vendor deposits and a store refresh. No broker fees, no runaround.”
“The extra stock let us catch the seasonal rush instead of sitting it out.”
Yes. If the business has steady card or bank deposits, four months of statements usually let us review options fast.
Inventory, payroll, rent, vendor bills, fixtures, marketing, seasonal stock, or expansion costs.
Generally: 1+ year in business, $50K+ in monthly revenue, and a business bank account. We work with all credit profiles — even past challenges.
4 months of statements let us verify revenue and get you the best possible offer fast — no tax returns or collateral required. Uploads are encrypted with bank-level 256-bit security.
None. Applying and getting your offer is completely free with no obligation. You only pay anything if you accept funding and the capital is deployed.
Check options for inventory, payroll, rent, vendor bills, or growth without touching your credit.
Start Full Funding Application