Auto Repair working capital from $10K–$5M.Lifts, diagnostic tools, parts inventory, payroll, bay expansion.
Min. Required: $50K+ monthly revenue • 1+ year in business
REQUEST A CALLBACKMost owners go from application to cash in their account in under 48 hours.
Answer a few quick questions. Soft credit check only — it will never affect your score.
Upload 4 months of bank statements and a funding specialist sends real numbers — no obligation.
Accept the terms you like and the capital hits your account in as little as 24hr.
“Built to back your business”
Built for shop owners who need parts and equipment now and get paid when the job closes.
Tell us about your store, revenue, requested amount, and use of funds.
Four months of business bank statements let us verify revenue and size the offer quickly.
We compare available options for inventory, payroll, rent, or expansion needs.
No broker fees and no pressure. Move forward only if the terms make sense.
Most applications can be reviewed with a short business profile, owner details, intended use of funds, and four months of recent business bank statements.
Silverback does not charge a fee just to apply or review options.
Checking eligibility does not affect credit. Final offers may require additional underwriting.
Funding products are offered through a network of partner funders and lenders.
Every serious application is reviewed by a funding specialist, not just a form bot.
Related trades: Trucking & fleet · Manufacturing & wholesale · Construction · all industries
“I needed inventory cash before the holidays. Applied Tuesday, funded Wednesday. The team actually picked up the phone.”
“Used the funds for vendor deposits and a store refresh. No broker fees, no runaround.”
“The extra stock let us catch the seasonal rush instead of sitting it out.”
Yes. Repair shops approve readily on steady job revenue. Your offer turns on monthly deposits, time in business and bank activity. If you also sell used cars, say so on the application — that side of the business is underwritten differently. No broker fees, no cost to apply, and checking your rate is a soft pull only.
Parts inventory, lifts and diagnostic equipment, payroll, bay expansion, or covering the gap on insurance and fleet work that pays late.
Generally: 1+ year in business, $50K+ in monthly revenue, and a business bank account. We work with all credit profiles — even past challenges.
4 months of statements let us verify revenue and get you the best possible offer fast — no tax returns or collateral required. Uploads are encrypted with bank-level 256-bit security.
None. Applying and getting your offer is completely free with no obligation. You only pay anything if you accept funding and the capital is deployed.
Check your options in 60 seconds. Soft pull only — it will not touch your credit.
Start Full Funding Application