Construction working capital from $10K–$5M.Materials, payroll, equipment, retainage and progress-billing gaps.
Min. Required: $50K+ monthly revenue • 1+ year in business
REQUEST A CALLBACKMost owners go from application to cash in their account in under 48 hours.
Answer a few quick questions. Soft credit check only — it will never affect your score.
Upload 4 months of bank statements and a funding specialist sends real numbers — no obligation.
Accept the terms you like and the capital hits your account in as little as 24hr.
“Built to back your business”
Built for contractors carrying materials and payroll for sixty days while a progress billing works its way through.
Tell us about your store, revenue, requested amount, and use of funds.
Four months of business bank statements let us verify revenue and size the offer quickly.
We compare available options for inventory, payroll, rent, or expansion needs.
No broker fees and no pressure. Move forward only if the terms make sense.
Most applications can be reviewed with a short business profile, owner details, intended use of funds, and four months of recent business bank statements.
Silverback does not charge a fee just to apply or review options.
Checking eligibility does not affect credit. Final offers may require additional underwriting.
Funding products are offered through a network of partner funders and lenders.
Every serious application is reviewed by a funding specialist, not just a form bot.
Related trades: HVAC · Plumbing · Trucking & fleet · all industries
Guides: Cash flow & retainage · Contractor equipment
“I needed inventory cash before the holidays. Applied Tuesday, funded Wednesday. The team actually picked up the phone.”
“Used the funds for vendor deposits and a store refresh. No broker fees, no runaround.”
“The extra stock let us catch the seasonal rush instead of sitting it out.”
Yes. Progress billing and retainage make deposits look lumpy, which is why construction is underwritten with more care than most trades. We do that work rather than passing the cost on. No broker fees, no cost to apply, and checking your rate is a soft pull only.
Materials and mobilisation costs, payroll across jobs, equipment purchase or repair, bonding support, or bridging retainage and slow progress billings.
Generally: 1+ year in business, $50K+ in monthly revenue, and a business bank account. We work with all credit profiles — even past challenges.
4 months of statements let us verify revenue and get you the best possible offer fast — no tax returns or collateral required. Uploads are encrypted with bank-level 256-bit security.
None. Applying and getting your offer is completely free with no obligation. You only pay anything if you accept funding and the capital is deployed.
Check your options in 60 seconds. Soft pull only — it will not touch your credit.
Start Full Funding Application