Before Silverback Capital, our founder was a business owner — just like you. He lived the struggle firsthand: needing capital to grow, and meeting slow banks, endless paperwork, and doors that wouldn't open.
So he built something better.
Silverback Capital was created by someone who's been in your shoes — to make funding fast, simple, and accessible for every business owner who's putting in the work.
We're not a bank. We're business people who fund business people.
We believe in doing business the right way — built on honesty, integrity, and a handshake that still means something. Old-school values, powered by modern technology. That's how we move fast without cutting corners.
What we fund
Working capital from $10K to $5M, across every shape a business need takes: working capital, a business line of credit, SBA & term loans, equipment financing, invoice factoring and merchant cash advances. One application covers all of them — we match the product to the problem, not the other way round.
Who we work with
Restaurants, retail, medical and dental practices, construction, trucking, contractors of every trade — businesses that do real work and bank real deposits. If that's you, the trade itself rarely gets in the way. See funding by industry for how we approach yours.
How we decide
We read four months of business bank statements. Not tax returns, not projections, not collateral appraisals — the deposits, how steadily they arrive, and what the account looks like between them. That's why an answer takes hours, not weeks.
Checking your options is a soft credit pull that costs nothing and doesn't touch your score. If the terms make sense, you move forward. If they don't, you walk away owing us nothing — and that's a promise we can afford to make precisely because there are no broker fees to collect either way.
Straight answers
The funding market runs on jargon and fine print. We publish plain-English answers instead: what a factor rate really costs, what bad credit actually changes, and how to compare offers that are priced differently. Read them before you sign anything — with us or with anyone else.
Your business has potential.
Let us help you unlock it.