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★ Rated 4.9/5 · 889 businesses funded

Business Funding
No broker fees

Revenue-based funding from $20K–$5M.No collateral. No hard credit pull.

Min. Required: $50K+ monthly revenue1+ year in business

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Soft credit pull only No obligation
Bank-level 256-bit SSL encryption — your data stays private
$20K$500K+
Find best $150K funding
BBB A+ Accredited 4.9/5 on Trustpilot 256-bit SSL secured $300M+ funded 889 businesses funded
Simple · Fast · Transparent

Funded in 3 steps

Most clients go from application to cash in their account in under 48 hours.

01

Fill our simple application form

Answer a few quick questions. Soft credit check only — it will never affect your score.

02

Get your offer

Upload 4 months of bank statements and a funding specialist sends real numbers — no obligation.

03

Get funded

Accept the terms you like and the capital hits your account in as little as 24hr.

Silverback Capital

“Built to back your business”

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Capital deployed
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Business Funded
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Avg. time to fund
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Approval rate
After you apply

No black box. Clear updates at every step.

The approval flow is built to feel handled — confirmation, document review, offer preparation, and funding next steps.

01

Application received

Instant confirmation email plus internal alert so the team can start reviewing immediately.

02

Documents checked

Bank statements, signature, and application package are saved into the applicant’s Drive folder.

03

Offers prepared

Our team reviews the best options and comes back with the strongest offers available.

04

Fund or decline

No pressure and no broker fees. Business owners only move forward if the terms make sense.

Document checklist

Know what’s needed before you start.

Most applications can be reviewed with a short business profile, owner details, e-signature authorization, and four months of recent business bank statements.

  • Business legal name + DBA
  • Owner contact details
  • Requested amount + use of funds
  • 4 months business bank statements
  • Soft-pull authorization
Built for trust

Business funding without the broker-fee games.

No broker fees

Silverback does not charge a fee just to apply or review options.

Soft credit pull

Checking eligibility does not affect credit. Final offers may require additional underwriting.

Partner network

Funding products are offered through a network of partner funders and lenders.

Human review

Every serious application is reviewed by a funding specialist, not just a form bot.

Funding Options

Capital for every stage

Working Capital

$10K–$500K
Funds in 24hr
  • Use for any business need
  • Flexible daily/weekly payments
  • Early payoff discounts
Most popular

Line of Credit

Up to $500K
Draw only what you need
  • Pay interest only on what you use
  • Revolving — reuse as you repay
  • Funds ready when you are

SBA & Term Loans

Up to $5M
Lowest long-term rates
  • Terms up to 10 years
  • Fixed monthly payments
  • Great for expansion
★ 4.9 from 600+ reviews

Owners who got it done

“I needed inventory cash before the holidays. Applied Tuesday, funded Wednesday. The team actually picked up the phone.”

MR
Marcus R.Auto repair · TX
$85KFunded

“Two banks said no. Silverback found me a line of credit in a day. No hidden fees, exactly the terms they quoted.”

DL
Dana L.Salon owner · FL
$120KFunded

“Used the capital to take on a contract triple our normal size. Best decision we made all year. Already came back for round two.”

JP
James P.Commercial HVAC · OH
$310KFunded
Answers, not fine print

Frequently asked

No. Checking your rate uses a soft credit pull only and has zero impact on your score. A hard pull only happens if you accept a final offer and choose to move forward.

Many clients are approved the same day and funded within 24hr of submitting bank statements. SBA and term loans take longer but come with lower rates.

Generally: 1+ year in business, $50K+ in monthly revenue, and a business bank account. We work with all credit profiles — even past challenges.

4 months of statements let us verify revenue and get you the best possible offer fast — no tax returns or collateral required. Uploads are encrypted with bank-level 256-bit security.

None. Applying and getting your offer is completely free with no obligation. You only pay anything if you accept funding and the capital is deployed.

Your capital is one form away.

Join 889 business owners who stopped waiting on the bank. Check your rate in 60 seconds — it won't touch your credit.

Start Full Funding Application