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$10K – $5M · funds in 24hr

Funding by industry

The trade matters less than the deposits, but it does decide how your file is underwritten. These are the industries we work with most often, and what to expect from each. Or see funding by industry.

Medical & Dental

$10K–$5M · no broker fees
Equipment, payroll, reimbursement gaps
  • Operatory and equipment build-outs
  • Payroll between insurance cycles
  • Approves readily
Medical and Dental funding →

Restaurants

$10K–$5M · no broker fees
Payroll, vendors, equipment, seasonal dips
  • Daily card deposits underwrite well
  • Kitchen equipment and refits
  • Approves readily
Restaurants funding →

Retail

$10K–$5M · no broker fees
Inventory, payroll, rent, store upgrades
  • Seasonal stock buys
  • Store refits and second sites
  • Approves readily
Retail funding →

E-Commerce

$10K–$5M · no broker fees
Inventory, ad spend, supplier deposits
  • 3PL and fulfilment costs
  • Marketplace growth
  • Approves readily
E-Commerce funding →

Auto Repair

$10K–$5M · no broker fees
Parts, lifts, diagnostics, payroll
  • Bay expansion and equipment
  • Slow-pay fleet and insurance work
  • Approves readily
Auto Repair funding →

Salons & Spas

$10K–$5M · no broker fees
Chairs, build-outs, product, payroll
  • Steady card deposits
  • Renovations and second locations
  • Approves readily
Salons and Spas funding →

Construction

$10K–$5M · no broker fees
Materials, payroll, equipment, retainage
  • Progress-billing and retainage gaps
  • Built for progress-billing gaps
  • Underwritten with extra care
Construction funding →

Trucking & Fleet

$10K–$5M · no broker fees
Fuel, repairs, driver payroll, insurance
  • Bridges the gap to broker settlement
  • Built for settlement gaps
  • Underwritten with extra care
Trucking and Fleet funding →

Liquor & Convenience

$10K–$5M · no broker fees
Inventory, coolers, licences, payroll
  • Bulk seasonal buying
  • Coolers, shelving, remodels
  • Fuel pumps are treated separately
Liquor and Convenience funding →

Gyms & Fitness

$10K–$5M · no broker fees
Equipment, build-outs, payroll, marketing
  • Recurring membership billing helps
  • Floor build-outs and expansion
  • Approves readily
Gyms and Fitness funding →

Landscaping

$10K–$5M · no broker fees
Crews, mowers and trucks, materials
  • Carries fixed costs off-season
  • Equipment and trailers
  • Seasonality is not a disqualifier
Landscaping funding →

HVAC

$10K–$5M · no broker fees
Units, parts, technician payroll, vans
  • Peak-season stock ahead of demand
  • Service vans and tools
  • Approves readily
HVAC funding →

Plumbing

$10K–$5M · no broker fees
Parts, payroll, vans, equipment
  • Supplier terms and unscheduled work
  • Jetters and camera rigs
  • Approves readily
Plumbing funding →

Staffing Agencies

$10K–$5M · no broker fees
Weekly payroll against 30–60 day terms
  • The payroll-versus-terms gap
  • Payroll taxes and insurance
  • Approves readily
Staffing Agencies funding →

Manufacturing & Wholesale

$10K–$5M · no broker fees
Materials, production runs, equipment
  • Larger tickets are normal
  • Machinery and tooling
  • Advanced against deposits
Manufacturing and Wholesale funding →
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★ 4.9 from 600+ reviews

Owners who got it done

“I needed inventory cash before the holidays. Applied Tuesday, funded Wednesday. The team actually picked up the phone.”

MR
Marcus R.Auto repair · TX
$85KFunded

“Two banks said no. Silverback found me a line of credit in a day. No hidden fees, exactly the terms they quoted.”

DL
Dana L.Salon owner · FL
$120KFunded

“Used the capital to take on a contract triple our normal size. Best decision we made all year. Already came back for round two.”

JP
James P.Commercial HVAC · OH
$310KFunded

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